The business OS for Kosova

One right decision is all that separates you from success.

Accounting, banking, invoicing, payroll, contracts and financing — with your company registry and an AI that knows your numbers. All in one place, built for Kosova.

See what's inside
DashboardUpdated in real time
Total bank balance · across all accounts€180,000.00
  • Procredit50%
  • Raiffeisen30%
  • TEB20%
Open invoices
€40,000
Financial healthHealthy
BadFairGoodVery good

Your finances are in good shape — income comfortably covers spending.

5

OneUp took the stress out of my books — I finally see where my money goes.

AK
Arben K.Café owner, Prishtina

Connected to your banks and Kosova's institutions

RaiffeisenTEBProCreditATKARBKRaiffeisenTEBProCreditATKARBKRaiffeisenTEBProCreditATKARBK
Finance · Bank feed

Watch a raw bank feed become an answer.

Every transaction lands raw, gets categorised automatically, then rolls up into a plain-language read on your month. Scroll to watch it happen.

  1. 1Transactions land raw
  2. 2Categorised automatically
  3. 3Rolled up into an answer
Bank feed · June 20263 transactions
  • ATK — taxes-€600.00
  • Client — INV-005€9,000.00
  • Cloud hosting-€50.00

June is cash-flow positive.

Net this month€8,350.00
Money in€9,000.00
Money out-€650.00
Net cash flow · last 6 months
JanFebMarAprMayJun

Income outpaced spending this month, with payroll and taxes the largest outflows — and nothing left unexplained.

By the numbers

Built to move your numbers.

What teams running their business on OneUp can expect across their books.

18+Hours saved monthlyon reconciliation & filing
99.9%Bank feed uptimetransactions land automatically
Net cash flow · last 6 months+112%
Faster month-endversus spreadsheets
€25K+Cloud credits surfacedGoogle Cloud & AWS
Finance · Credit Engine

Financing matched to your business.

  • Matched loan productsBanks and amounts ranked by effective rate and how likely you are to be approved.
  • Cloud credits€25,000+ in Google Cloud and AWS credits surfaced when your profile qualifies.
  • Health ratingLiquidity, profitability, leverage and repayment blended into one advisory read.
Finance · Credit EngineMatched to your profile
ProCredit Bank€100K – €500K · 8.50%Highly Likely
BPB€200K – €400K · 7.00%Mildly Likely

€25,000+in cloud credits — Google Cloud / AWS

Financial healthAdvisory only
LiquidityGood
ProfitabilityVery Good
LeverageFair
Company · ARBK & Tax

Your company registry, always current.

  • ARBK registryIdentity, NACE activities and branches, kept in sync with the official record.
  • Changes via Change RequestRegistry edits are proposed, signed and applied — never silently overwritten.
  • Tax & VAT postureDeclaration type, size class and turnover tracked against the VAT threshold.
OneUp SH.P.K.SH.P.K.Small corporation
Ownership
  • Arben Krasniqi40%
  • Elira Berisha30%
  • Driton Gashi20%
  • Vlora Hoxha10%
Calendar-year turnover18.000,00 €
VAT threshold 30.000,00 €
Documents · AI Reader

Read every contract against Kosova law.

  • Risk-graded issuesEvery problem is ranked High, Medium or Low so you know what to fix first.
  • Checked against Kosova lawClauses are tested against local legal requirements, not generic templates.
  • Your languageRead the review in English, Albanian or German — your choice per document.
Analysed Jun 12, 2026Documents · AI Reader
Kontratë-Pune.pdf
Summary

Fixed-term employment contract. Flags one critical compliance issue in the termination notice period.

Issues
  • High RiskTermination notice period doesn't meet the Labor Law.
  • Low RiskAnnual-leave clause isn't clearly specified.
AI assistant

Ask your business anything.

A read-only assistant that answers from your real numbers and points you to the right page. It can read everything and change nothing — your data is never at risk.

OneUp AIOnline
How did cash flow trend?

Net cash flow rose across the quarter — here's the monthly trend from your bank feed.

Net cash flow · last 6 months
JanFebMarAprMayJun
Finance › Bank feed
Am I close to the VAT threshold?

Not yet — you're at 60% of the €30,000 turnover threshold.

Turnover vs VAT threshold
60%
Turnover vs VAT threshold
  • Turnover: €18,000 of €30,000
Show me my cash flow this quarter
Staff · Payroll

Hire, pay and stay compliant.

  • NET ↔ GROSS payrollKosova salary maths handled both ways, with contributions included.
  • Signed offers & contractsOffers and changes are accepted and digitally signed by the employee.
  • Immutable audit trailOffer sent, accepted, hired, amended — every step time-stamped and permanent.
Staff · PayrollOffers, contracts & audit trail
TeutaHiredDirector
Contract type
Full-time
Monthly NET salary
1.000,00 €
Start date
2026-06-15
Audit timeline
  1. Hired (start date reached)Qershor 10, 2026
  2. Offer sentQershor 25, 2026Download contract
Finance · Invoices

Invoices, from draft to paid.

Create an invoice, issue it, and let OneUp track it through draft, pro forma, open, overdue and void — then export a clean PDF whenever you need one.

Finance · InvoicesDraft → issued → paid
Add invoice
Atlas RetailINV-001 · €20,000.00Overdue
Beacon MediaDraft · €9,000.00Draft
Draft total · Beacon Media€9,000.00
Issue invoice
Assets

Track assets and depreciation by the book.

AssetsRegister · amortization
Software licence — 2026Active
Cost (EUR)50,00 €
Book value45,00 €
Straight-line book value at 10% over 1 year
20262027
Get started

Up and running in three steps.

From sign-up to automated books in an afternoon.

Link Raiffeisen, TEB, ProCredit and BKT plus your ARBK registry — your feed and company profile populate themselves.

Built to be trusted

Powerful, without taking control away from you.

OneUp does the heavy lifting and keeps you in charge of every decision that matters.

OneUpThe old way
SecurityYour identity, banking and company data stay yours — minimised, guarded and never sold.
ControlRatings are advisory and registry changes are signed Change Requests. The AI reads; it never acts.
ClarityEvery number is derived from your real data and traceable back to the transaction behind it.
Testimonials

Look at Kosova.

Real stories. Real businesses.

OneUp took the stress out of my books — I finally see where my money goes.

AK
Arben K.Café owner, Prishtina

The financing recommendations helped me unlock credits I didn't know I qualified for.

EM
Elira M.Founder, e-commerce

Contract checks saved us from signing a deal that would have cost us thousands.

DR
Driton R.Construction SME
Pricing

Choose the plan that fits your budget.

Startup

For startups and solo businesses

€26/mo

What's included:

  • Registration & accounting
  • Guidance on your business structure
  • Partnerships and investment
  • New technologies
  • Financial security

Pro

Most popular

For growing businesses

€63/mo

What's included:

  • Registration & accounting
  • Operations consulting
  • Partnerships and investment
  • New technologies
  • Risk management

Plus

For corporations

€93/mo

What's included:

  • Everything in Pro
  • Process optimization
  • Financial planning
  • Financial products
  • Your own business agent

Your cousin does it for €50 — but just for you?

Works with your banks and institutions

RaiffeisenTEBProCreditATKARBKRaiffeisenTEBProCreditATKARBKRaiffeisenTEBProCreditATKARBK
Questions?

Still have questions?

Can't find the answer you're looking for? Get in touch and we'll help you bring your company onto OneUp.

Run your business, one up.

Join the early-access waitlist and bring your company onto OneUp.

See what's inside